The Van Wagner Group

Malpractice Insurance for Mental Health Professionals

Program Highlights

Learn more about our two member benefit options.

  • Individual Program
  • Facilities Program

  • What is the Van Wagner Group?

    The Van Wagner Group, a division of SterlingRisk, has been providing comprehensive insurance solutions to the addiction treatment and counseling field for over 25 years.

    Who Can We Protect?

    ● Addiction and mental health counselors

    ● Recovery support specialists

    ● Clinical supervisors

    ● Addiction and mental health students

    ● Health care consultants

    ● Peer Support Specialists

    ● Life Coaches

    ● Family and Marriage Counselors

    ● Psychologists

    ● Students

    What Products Do We Offer?

    Professional liability with a broad definition of professional service

    ● The policy also covers those with specialized knowledge, not just degree professionals.

    ● Professional Liability is available for full-time counselors and students as well as at a discounted rate for those working part-time.

    ● Our policy is written on an “Occurrence” coverage form. With this coverage it does not matter when a claim or suit is reported, the policy will respond as long as the injury or damage sustained was during the policy period.

    ● Limits are offered at $1 million each incident / $3 million annual aggregate and up to $2 million per incident / $7 million annual aggregate when required by state, contract, or for those who just want higher limits. (Cost: $25)

    ● Abuse or Molestation with limits of $100,000 each act of abuse / $100,000 aggregate. Defense expense outside limits.

    ● Defendants reimbursement and deposition fees and expenses included.

    ● Peer Review.

    ● $25,000/$50,000 administrative defense of HIPAA notification costs.

    ● LLC, PC, Inc., S. Corp–This applies to sole owners of a corporation or LLC when the owner/members is the only person providing services and there are no employees or any other individual providing services on behalf of corp.

    A Signature General Liability Broadening Endorsement with:

    ● Increased medical payments and property damage extension or coverage for damage to premises rented to you.

    ● Personal and Advertising Injury included.

    ● Additional Insured: Automatic status when required by contract (Example: Landlord).

    ● Medical Expenses for first aid–administered up to $20,000 during policy period.

    ● Damage to property of others–$5000.

  • What is the Van Wagner Group?

    The Van Wagner Group, a division of SterlingRisk, has been providing comprehensive insurance solutions to the addiction treatment and counseling field for over 25 years.

    Who Can We Protect?

    ● Drug Addiction

    ● Alcoholism

    ● Prescription Drug Abuse

    ● Detoxification Services

    ● Outpatient Facilities

    ● Residential Treatment Program

    ● Co-Occurring Disorders

    ● Chemical Dependency

    ● Dual Diagnosis Facilities

    What Products Do We Offer?

    1. Professional liability with a broad definition of professional service

    ● The policy also covers those with specialized knowledge, not just degree professionals.

    ● Professional Liability is available for full-time and part-time counselors and students.

    ● Our policy is written on an “Occurrence” coverage form. With this coverage it does not matter when a claim or suit is reported, the policy will respond as long as the injury or damage sustained was during the policy period.

    ● Limits are offered at $1 million each incident / $3 million annual aggregate and up to $2 million per incident / $7 million annual aggregate when required by state, contract, or for those who just want higher limits. (Cost: $25)

    ● Abuse or Molestation with limits of $100,000 each act of abuse / $100,000 aggregate. Defense expense outside limits.

    ● $25,000/$50,000 administrative defense of HIPAA notification costs.

    2. General Liability with a Broadening Endorsement

    ● Negligence—up to $1 million each incident/$3 million annual aggregate for claims during policy period. With limits up to $2 million each incident/$7 million agg.

    ● Increased medical payments and property damage extension or coverage for damage to premises rented to you.

    ● Personal and Advertising Injury included.

    ● Additional Insured: Automatic status when required by contract (Example: Landlord).

    ● Medical Expenses for first aid–administered up to $20,000 during policy period.

    ● Damage to property of others–$5000.

    3. Property
    4. Business Auto
    5. Cyber

    Click the below link to download the printable application. Once downloaded, fax completed submission to (888) 290-0302 or email to vanwagnerinsurance@sterlingrisk.com.